Roth Ira Contribution Limits 2025 Catch Up 2025 . If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2025 to contribute to a roth ira, and if you’re married and filing jointly, your magi. Roth ira income limits for 2025.
If you’re 49 and under, you can contribute. The maximum amount you can contribute to a roth ira for 2025 and 2025 is $7,000 if you’re younger than age 50.
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